What is a joint bank account? A joint bank account is an account that two or more people use. Most people have their own current account, but a joint bank account can be useful if you want to share your finances with someone. While it is possible to share a joint bank account between three, four or more people, it’s usually couples or co-habiting people who share a bank account. They’re more likely to need to share finances for things like shared bills, Council Tax, mortgage payments, etc. If you’re sharing an account, you don’t both have to pay anything
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