Keeping your personal finances in check can be a real headache at times; making sure you get the best savings rates, the most cost effective insurance deals or that flexible mortgage are not always easy tasks. Here at Casa Finance we intend to turn things on their heads, giving you simple, easy-to-follow guides showing you how to get the very best deals in every area of personal finance.

Keeping all your money matters in check requires some time and effort on your part but if you know what you are doing then the process can be relatively stress free. There are several main areas which can also be broken down into subcategories so let’s look at a few of the major themes of this site.

Borrowing

There are likely to be times in your life when you need to borrow funds in order to make a purchase or payment but there are a few different forms this might take.

• Credit cards – our plastic friends are one of the most popular forms of payment in the UK with millions of transactions every single day. Credit cards provide an easy and safe way of paying for things and usually offer relatively low credit limits.
• Loans – when you need to pay for a wedding, car, home improvement or maybe consolidate your other debts a loan is probably going to be your best bet. While they are less flexible in terms of repayment than a credit card, you may be able to get a lower interest rate and a higher amount of equity.
• Mortgages – the largest amount you are ever likely to borrow will be for the purchase of a home. Mortgages have lower rates than most loans because the lender has the property itself as collateral should you default on the loan.

Investing

When your personal balance sheet is in the black you need to find somewhere to invest your money. The common options include:

• Savings accounts
• ISAs
• Bonds
• Shares
• Pensions

Casa Finance will give you the pros and cons of each along with the best deals on the market at any given time.

Insurance

Protecting you and your possessions against the worst is big business so you wont be short of options whether it is for insuring your car, home, pet or even your own life. Our guides will tell you everything you need to know about the policy details so that you can rest assured of getting the best cover for you.

You will also find articles on personal debt, tax, bank charges, house prices and of course the general economic climate which invariably impacts your finances. You’ll also find up to the minute news and analysis keeping you informed of any events that might effect you.